GAP Insurance offers Peace of Mind

If your car is stolen and not recovered or damaged beyond economical repair, the claim settlement may not cover the outstanding loan or any termination charge.

You could be left without a car but still responsible for continuing finance payments
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Early Settlement Protection

All finance agreements contain conditions which apply if the contract is terminated prior to the agreed expiry date. In the event of a change of circumstances an individual may need to terminate the agreement early, and will therefore incur financial penalties. Early Settlement Protection covers you from being personally responsible for those penalties

Early Settlement Protection can be arranged on an individual or corporate basis.

In addition we can offer Payment Protection Insurance. In the event of an accident, sickness or redundancy we will pay the lease company the monthly payments due under the finance agreement for a maximum of six consecutive months
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Multi-Year Motor Insurance

At LIL we offer a unique fixed price private motor policy for 1,2,3 or even 4 years to match the term of your finance agreement. This means your insurance costs will remain the same for up to 4 years irrespective of claims or inflation allowing you to budget the cost of your lease vehicle.

This product was specifically designed to cover drivers of all financed vehicles including contract hire, company car allowance, personal contract lease and finance lease.
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Multi-Year Commercial Vehicle Insurance

We have also developed a brand new product that offers a fixed price, multi-year policy for Commercial Vehicles. This is available to individuals who lease vehicles up to 7.5 tons Gross Vehicle Weight
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